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Essentials before Taking a Home Loan

When you start planning to own your own home, you have to think about the financing of the home, assuming that you do not enough cash in hand to purchase the property. Now, for financing any property, you need to take mortgage loan in which you have to give the property as collateral security to the financer. This is true that if the property that you want to acquire is Symphony Suites then there would be no problem for getting the mortgage loan. However, you need to make sure that you check the following before taking the loan.

essentials before taking a home loan

Your eligibility criterion

When taking any loan, at first you need to check your own eligibility for the loan. You must be able to repay back the loan. If you are taking a lump sum amount for acquiring any unit at The Symphony Suites, then you should be aware of the EMI that you have to pay regularly and then decide whether you have the capacity to repay back the amount every month or not.

Addition of Co-applicant

It may happen that many times you may have a co-applicant for the loan. Make sure that the co-applicant also knows about the rules of the loan. However, if the co-applicant is minor then the responsibility would be yours till the date the co-applicant becomes a major.

Value of the property and down payment

While talking the loan for your own unit at Symphony Suites, you need to know the value of the property as on it would depend the amount of down payment. You should be able to make the down payment that is generally 10 to 205 of the total value of the property.

Read the agreement carefully

Finally when you are taking any loan against the property you need to read the clauses properly and then sign the agreement. You should be well-aware of the various clauses before you actually agree to go into the contract.


Dragon Bane helps you along

Dragon Bane is a major hit with all the beginners- both the ones who have just ventured into the world of this game, as well as those who have just stepped in to the world of digital games altogether. A lot of people are talking about it and its popularity shows no signing of going down the curve. So, it is but natural if one wonders over here as to what has helped Dragon Bane IOS in retaining its high ratings and favourable comments.

dragon bane helps you along

First and foremost we must take note of the fact that not all MMORPGs are ideal for beginners and pros alike. While some are meant especially for the more experienced players, others cater to novices. Dragon Bane is a hit with beginners and pros alike. However when it comes to increasing its popularity what really matters is how effectively can the game reach out the beginners. This has been very simply addressed by the developers of Dragon Bane through a simple tactic.

As soon as one embarks on this journey to save the sorry plight of Holylight Land, one comes across confusing roads and turns coupled with a swarm of dragons attacking him or her. All this is enough to throw a beginner off balance. If one does not feel comfortable playing a game for the first time, there is a ninety nine per cent chance that he or she will not attempt to play it again. Dragon Bane comes with a series of instructions right from the very beginning and this helps in easing the beginners into the game. They slowly but steadily with the help of the useful instructions get a hang of the game and slowly become more and more confident in taking a step in the world of Dragon Bane. Thus a nice set of instructions helps one along the way in this game.

Are you angry about being beaten by other top players? Here, you can get a high VIP Dragon Bane account to beat them back. With a high VIP account, you get to enjoy all the VIP benefits, weekly bonus diamonds, as well as all the rare companions which you might have to spend alot of money if you were to try getting them yourself!



Why you’ll undeniably love The Terrace to live in?

New condos launched in Singapore for the home seekers who require to transfer into their dream houses. These Luxury condos like The Terrace executive condominium are typically placed in the prime districts of Singapore like Punggol. So, you don’t have to wait who want to purchase their dream house. You can go for any of them according to your capability and life style. They extend all of the colors, textures and shapes that are in vogue. Typically, buyers get to nibble out the colors and accessories for their unit according to their desires. Permanent Occupancy is the principal motto of Condos that are designed they are volunteering. A New Condo is one of the most typical types of lodging in Singapore. There is a wide range of alternatives according to different market segments of buyers. The Terrace executive condo located in Punggol can satisfy your needs.

why you'll undeniably love the terrace to live in

Newer homes can afford you many options and have you living in a home that is more advanced. If you decided to purchase a home, you find that a newer condo may be a neat way to dive inward. Renovation in older condos might help you to personalize the units, but may get costly. If you require a house that is ready to move into, you could discover that purchasing a new condo works for your life style. There are numerous points that must be considered while going for the new condos. One should look for Floor plan changes, hidden clauses, change of fixture, and carefully hire a buyer broker.

Prices and selection are basically attractive. A customer’s broker will usually know about these new buildings before you do, which is another good reason to rent one. Also that a condo must possess convenience lifestyle, low maintenance cost, and genuine price. The Terrace is a suitable option for you. For those who desire to invest in these new launched executive condos in Punggol, there are besides a wide assortment of options available with property dealers and builders. You must always invest in the new properties as compared to old one. The major differences in investing new property over old one are that newer homes can afford you many options and have you living in a home that is more advanced. You’ll definitely love The Terrace to live in.


Kingsford Waterbay Condominium – an exciting place in Singapore to live

Kingsford Waterbay, the upcoming private condominium in Singapore has a total area of approximately 27000 sqm. This condominium, which will be ready for occupation in December 2018, is offering 1165 apartments and six 2-storey strata terraces. The project consists of nine 16 storey buildings, basement carpark, swimming pool, play ground, 6 retail shops, childcare centre, gym, fitness centre and a community hall. This condominium is situated very near to a plethora of shopping malls including Hougang Mall, Hougang Green Shopping Mall, Rivervale Mall, Rivervale Plaza and Kang Kar Mall. Kingsford Waterbay is situated in Upper Serangoon and is on the banks of Serangoon River. The residents can enjoy various water sports like power boating, fishing and kayaking.

kingsford waterbay condominium an exciting place in singapore to live


Kingsford Waterbay Singapore is constructed according to the latest architecture and the interiors are designed in awesome style. Top-notch facilities are provided in each apartment. A host of amenities are provided for the residents that include gym, swimming pool, community hall, fitness centre and childcare centre. Kingsford Waterbay has easy access to all other parts of Singapore. The upcoming Integrated Transportation Hub will make it very easy and comfortable for the residents to reach any other part of Singapore. The parents need not take their children to faraway places for schooling. There are many reputed primary schools, high schools and junior colleges very near to Waterbay.

An ideal investment

The serene environment makes Kingsford Waterbay one among the best condominiums in Singapore. The nearby Punggol Park makes this place healthy to live and naturally beautiful. The residents have a lot of entertainment options here and many world class restaurants are there along the Upper Serangoon Road. Waterbay offers the residents a luxurious, lavish and highly comfortable life style. The tranquil surroundings, green environment and unpolluted air make it a healthy and comfortable place to live. Buying an apartment in Kingsford Waterbay Singapore is a wise investment and living here is an exciting experience.


What is the city gate condo in Singapore?

The city gate condo at beach road is a new residential place combined with business and pleasure in the heart of Singapore. It is within a short drive from Marina Bay just at the junction of Jalan Sultan and Beach road. With expected completion within 2018, it has 311 residential homes and 188 retail store units. It stands an impressive 30 storeys tall. There is also a small walk to the Nicoll Highway MRT. And the nature waits for you at the Marina Bay area.

what is the city gate condo in singapore

The city gate beach road condo comprises of all kinds of facilities including playground, clubhouse, swimming pool, reading room, Jacuzzi and many more.

Appealing properties of city gate

The city gate condo is very close to three MRT stations. Those are Nicoll highway, Lavender and Bugis. And you can even walk to Nicoll highway MRT station directly from City Gate. More over there has been recent plans to develop Beach road into a vibrant district area. There is a plan from the government to develop the Beach road and the Marina area into a completely developed office and hotel hub.

Enhance of property value on Beach road

To carter the demand for more office space on the Beach road the government has taken steps to full fill it. While full filling the office space capacity the older residential are not being able to cope up with residential space. Giving the huge demand for private residential development developers are starting to redevelop the old houses for mixed purpose use.


With more and more a grade office space coming out recently the old office space are being slowly demolished and renewed. Thus prices are yet to rise. This upcoming state of the art city gate beach road condo is going to appeal to more and more people. Thus investors will be looking for more places to invest money where these kinds of buildings will arise.